Warmest Wishes & Merry Christmas

December 19, 2018

The Solution F team wishes to thank you for the opportunity to be part of your unique financial journey in 2018. We hope you find some time to relax and enjoy the simple things in life during the Christmas and New Year festive season and we look forward to working with you again in 2019!...

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The Vacationers’ Guide to Investing

November 30, 2018

Two colleagues went on vacation separately. One had a great time. The other had a miserable experience. Their respective stories provide valuable lessons, not just about taking a holiday, but about investment. Frances booked a beach house up the coast for a week. Brian opted for six nights of bush walking through the mountains. Frances...

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GFC 10 Years On: Time and Patience

October 16, 2018

In Leo Tolstoy’s great novel ‘War and Peace’, a Russian general charged with defeating Napoleon and expelling the French from Russian soil argued against rushing into battle, saying the strongest of all warriors were “time and patience”. It’s an observation worth recalling as the media runs thousands of words analysing the causes, consequences and legacy...

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Could You Be Suffering From Mortgage Stress?

September 24, 2018

Technically speaking, if more than 30 percent of your pre-tax income goes towards paying your mortgage, you meet the common definition for being ‘mortgage-stressed’ – and it’s more common than you think! Did you know the word ‘mortgage’ in old French literally translates to ‘dead pledge’. The origin of the word ‘mortgage’ is derived from the...

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Share the Dream

August 20, 2018

Did you know this week is Financial Planning Week? Every year, the Financial Planning Association (FPA) holds Financial Planning Week, to remind Australians about the importance of financial planning. The theme for this year is “Share the Dream” and we think it’s a great reminder of why we need a plan in place to ensure financial wellbeing, not...

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5 ways to spend your tax refund

July 25, 2018

Thousands of Australians receive tax refunds every year. Some refunds won’t even cover the cost of a pizza to celebrate, however many are quite substantial. If you’re one of the lucky ones, what will you do with your tax windfall? If you go out and spend it, all you’re doing is giving part of it...

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The Difference the Right Financial Advisor Makes

June 20, 2018

    Now and Then By Dave Goetsch Dave Goetsch, Executive Producer of  The Big Bang Theory, reflects on his investment experience in the recent market downturn and contrasts his new perspective with memories of the 2008-2009 financial crisis. Seeing all the recent headlines about the sudden downturn in the stock market has transported me back...

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Royal Commission: 12 questions to ask your advisor now

May 9, 2018

As the Royal Commission continues to unearth disturbing examples of bad financial practice, people could be forgiven for thinking that all advisers are tarred with the same brush.  However, the majority of financial advisers are hard-working professionals who do a great job and their clients are happy with them. Actively engaging the services of a...

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Rainy Day Investing

April 10, 2018

Australia, earth’s driest continent, experienced national rainfall in 2017 that was 8% above the historical average. The year was the 30th wettest on record, according to the Bureau of Meteorology. But the story is more complicated than that.   While rainfall on a national basis was much higher than normal, the downfalls were concentrated in the...

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Health Insurance: Cut or Keep?

March 21, 2018

Did you know, 47% of Australian’s have hospital cover and 56% have extras cover with the average annual premium $3,388. A recent survey by finder.com.au also uncovered that a number of people are considering cancelling their health insurance with the primary reason being the rising premium cost – maybe you’ve considered it too? We regularly hear on...

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