Key Questions for Long-Term Investors

August 2, 2019

Asking the right questions and following a few key principles can improve your odds of long-term investment success. Whether you’ve been investing for decades or are just getting started, at some point on your investment journey you’ll likely ask yourself some of the questions below. Trying to answer these questions may be intimidating, but know that...

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Financial Times: Face to Face with Dimensional’s Co-CEO Gerard O’Reilly

July 2, 2019

The Financial Times recently sat down with Dimensional Co-CEO and Chief Investment Officer Gerard O’Reilly. The interview covers O’Reilly’s path to Dimensional, his leadership alongside Co-CEO Dave Butler, and the firm’s research-based culture and approach to investing. Dimensional takes a computer-driven quantitative approach that is transferred into low cost funds which have resulted in making Dimensional the...

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7 steps to boost your tax refund

May 30, 2019

Managing successful, tax-efficient financial planning strategies is generally a continual process throughout the year. However, with the end of the financial year approaching, some strategies need a quick review to ensure you are getting the best result.  Consider these 7 options: 1 Optimise super contributions The concessional super contributions cap for 2018-19 is $25,000. This...

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The Uncommon Average

May 21, 2019

“I have found that the importance of having an investment philosophy—one that is robust and that you can stick with—cannot be overstated.” —David Booth, Founder and Executive Chairman, Dimensional Fund Advisors LP. The Australian stock market has delivered an average annual return of around 13% since 1980.[1] But short-term results may vary, and in any given...

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URGENT – Protecting Your Super Reforms from 1 July 2019

May 10, 2019

⚠️ Insurance within super cancelled for inactive accounts All super funds will cancel your insurance if your account is considered inactive. You can stop your insurance being cancelled by letting your super fund know that you want to keep your insurance. An inactive account is an account that hasn’t received any contributions or rollovers for more...

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Celebrating 20 Years of Employment!

April 9, 2019

Melissa, 20 years ago on the 9th April 1999, you commenced employment with Solution F and a fantastic journey began, one that neither of us could have foreseen. Whilst marriage and raising children together weren’t in your original contract, working to help build Solution F certainly was, and you have continued to do this throughout...

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Top 10 retirement mistakes to avoid

February 5, 2019

Many of us would like to think that ‘older’ means ‘wiser’, but when it comes to money that isn’t always the case. The complexity of Australia’s superannuation and pension systems doesn’t help. The upshot is that there are a number of common mistakes that retiring and retired Australians make. What are those mistakes and how...

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The Crystal Ball Fallacy

January 14, 2019

As a new year begins, the financial media typically is full of speculative commentary about what the coming 12 months will hold for markets. The assumption underlying this content is that someone, somewhere has a reliable crystal ball. For example, at the start of every year you’ll see articles saying it’s now “a climate for stock...

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Warmest Wishes & Merry Christmas

December 19, 2018

The Solution F team wishes to thank you for the opportunity to be part of your unique financial journey in 2018. We hope you find some time to relax and enjoy the simple things in life during the Christmas and New Year festive season and we look forward to working with you again in 2019!...

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The Vacationers’ Guide to Investing

November 30, 2018

Two colleagues went on vacation separately. One had a great time. The other had a miserable experience. Their respective stories provide valuable lessons, not just about taking a holiday, but about investment. Frances booked a beach house up the coast for a week. Brian opted for six nights of bush walking through the mountains. Frances...

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