Financial planning involves being prepared for any circumstances. At Solution F wealth management, we pride ourselves on ensuring our clients are in the best financial position for peace of mind. Our financial advisor team offers a complete range of personal insurance coverage across Canberra and Kiama, ranging from cost-effective cover provided through super to comprehensive personal protection policies.
Life insurance established through Solution F is designed to provide you with a lump sum payment made to your nominated beneficiaries upon proof of your death.
Capital paid from life insurance is an effective way to remove your family debts and provide an ongoing income stream to your surviving dependants, to help them maintain a good quality of life following tragic circumstances.
Total and Permanent Disability (TPD)
TPD insurance established through Solution F provides a lump sum payment to you, in circumstances causing you to become totally and permanently disabled, according to the insurer’s definition and medical specifications of TPD.
Total and permanent disability generally reflects situations where you are no longer able to care for yourself in the normal way, including bathing, dressing and mobility limitations. TPD is therefore not the same as critical illness insurance, as there is some chance of you recovering to a normal life after suffering a critical illness.
Solution F can facilitate critical illness insurance, designed to pay you a lump sum benefit on the diagnosis of a specific illness, according to the definition of the insurer.
Critical illness cover provides you with protection in cases of suffering major traumatic health conditions, such as heart attack, stroke, cancer, coronary artery surgery, kidney failure and intensive care.
Your biggest financial asset is your ability to earn an income. Income Protection established through Solution F is designed to provide you with an ongoing stream of income up to 75% of your gross monthly salary in the event you cannot work due to an accident, sickness or other misfortune which could arise.
Solution F is committed to providing personalised financial advice to ensure our clients can live without the burden of worry. Please contact us to find out how we can help you.
We also offer retirement financial planning for Kiama and Canberra residents.